Planet Fitness offers comprehensive training and fitness facilities that will directly lead you to a more active, healthier life. Planet fitness health clubs are available countrywide, they offer something for everyone and have proven themselves to be a major player in the South African health club industry.

Physical fitness is a state of health and well-being and, more specifically, the ability to perform aspects of sports, occupation and daily activities. Many people go the gym to improve their cardiovascular health, build muscles and also to enjoy some of the mental benefits. The most common mental benefit of exercise is stress relief. In today's world, most people are living a very hectic and stressful life - with exercising you will get to establish a healthy routine, increased energy levels, you will definitely be challenged and motivated to do more.

• As a 360° Alpha member you can get 20% discount on your monthly fees, plus your joining fee will be waived.
• Your discount is based on a 12-month contract.
• The main member and spouse can upgrade to national access and receive a 20% discount off the standard national access rate.
• You will receive excellent everyday training facilities – an advanced weights section, indoor running tracks, swimming pools and squash courts, a dedicated lady's section is available with a complete cardio section including computerised running, cycling, stepping and rowing machines.
• One of the gym’s prime offerings is the In-Body machine that gives a comprehensive report on body composition – body fat, muscle mass, metabolic age, etc. This is available to all members at no additional cost.
• There will be fun and unusual group fitness classes and Group Personal Training.
• You will also get a chance to take your mind on a trip to Sweden in the Steam rooms and saunas – for 15 minutes each day.
• The gym has supervised childcare facilities – leaving you to enjoy a peaceful workout session.
• They also offer free training for dependants younger than 18 years.
• Each new member qualifies for a free personal training induction session valued at R350.00.

Just Gym is part of the Planet Fitness Group and offers comprehensive training and fitness facilities that will directly lead you to a more active, healthier life. Just Gym health clubs are available countrywide, they offer something for everyone and have proven themselves to be a major player in the South African health club industry.

Just Gym is a state of health and well-being and, more specifically, the ability to perform aspects of sports, occupation and daily activities. Many people go the gym to improve their cardiovascular health, build muscles and also to enjoy some of the mental benefits. The most common mental benefit of exercise is stress relief. In today's world, most people are living a very hectic and stressful life - with exercising you will get to establish a healthy routine, increased energy levels, you will definitely be challenged and motivated to do more.

• As a 360° Alpha member you can get 20% discount on your monthly fees, plus your joining fee will be waived.
• Your discount is based on a 12 month contract.
• You will receive excellent everyday training facilities – an advanced weights section, indoor running tracks, swimming pools and a complete cardio section including computerised running, cycling, stepping and rowing machines.
• Just Gym offer free training for dependants younger than 18 years.

Planet Fitness offers comprehensive training and fitness facilities that will directly lead you to a more active, healthier life. Planet fitness health clubs are available countrywide, they offer something for everyone and have proven themselves to be a major player in the South African health club industry.

Physical Fitness is a state of health and well-being and, more specifically, the ability to perform aspects of sports, occupation and daily activities. Many people go the gym to improve their cardiovascular health, build muscles and also to enjoy some of the mental benefits. The most common mental benefit of exercise is stress relief. In today's world, most people are living a very hectic and stressful life - with exercising you will get to establish a healthy routine, increased energy levels, you will definitely be challenged and motivated to do more.

• As a 360° Alpha member you can get 10% discount on your monthly fees, plus your joining fee will be waived.
• Your discount is based on a 12 month contract.
• One of the gym's prime offerings is the In-Body machine that gives a comprehensive report on body composition – body fat, muscle mass, metabolic age, etc. This is available to all members at no additional cost.
• 25-meter indoor swimming pool - but at Planet Fitness Platinum, it's not about chasing laps. The heated pool is also equipped with underwater music and light therapy, so that any aquatic workout becomes an exercise in relaxation, too.
• Specially heated yoga studio, where hot flow yoga is performed at 42° to ensure a workout that is challenging and stimulating at once.
• To increase your strength and flexibility, try the kinesis movement technology, with 250 sports specific exercises, developed in conjunction with TechnoGym.
• State-of-the-art facilities are a hallmark of the gym's spacious change rooms, complete with showers, saunas, roman baths and jacuzzis.
• Best of all, while you prepare to face the world once more, the gym will iron your clothes and dry your swimming costume.
• The exclusive Amani Spa will allow members to restore the mind, body and soul in plush, yet ever relaxing surrounds.
• Security is assured with 400 demarcated parking bays.

Wellness World offers technologically advanced facilities and equipment. They pride themselves on being professional, highly qualified and committed to the health and wellbeing of each and every one of their members. Truly successful fitness and rehabilitation management requires a sincere understanding of each individual and his or her specific needs.

We all have unique needs and Wellness World prides themselves in taking the time to get to know their members and build partnerships with them so that they understand what it is creates the kind of drive needed for a great workout, so as to help create the perfect workout plan for the member.

360° Alpha members are entitled to some wonderful discounts. The following memberships are discounted:

• singles,
• couples,
• students,
• scholars, and
• children.

Children from the age of 12-18 years can gym for free ? the following principal applies:

• one child can gym for free per paying adult.

360° Alpha members will also receive a discount on the assessment and training programme when joining. Through the assessment the qualified staff will be able to provide the members with a training programme and services that can include:

• The Wellness for a Lifetime challenge
• Cardiovascular programmes
• Body-building programmes
• Rehabilitation programmes
• Sport specific programmes
• Programmes for diabetes
• Weight loss programmes
• Corporate programmes
• Massaging of muscles
• Cellulite programmes
• Fitness programmes
• Healthy eating plans

Members will have access to discounted one-on-one training sessions

Most Wellness World gyms offer the following:

• Cardiovascular area
• Personal instructors
• Indoor heated pool
• Aerobics studio
• Spinning studio
• Secure parking
• Aqua aerobics
• Weights area
• Steam room
• Circuit

Can’t stand the monotony of the dreadmill? There really is something special about lacing up your trainers and heading into the great outdoors, breathing in fresh air and releasing some of your daily tension. Running outside delivers a bigger energy boost with the added benefit of becoming fitter and healthier. Run/Walk For Life® offers you a great alternative to enjoy running or walking in a safe, structured and organised way.

The Heart and Stroke Foundation of South Africa and the South African Society of Physiotherapists (SASP) have approved this fitness programme, but it doesn’t only look good on paper. The 34-year long history of Run/Walk For Life® is a testament to its real-life impact. It is a cost-effective way to exercise, de-stress and enjoy the beautiful South African outdoors!

• As a 360° Alpha member you get a significant discount on one year membership. Now, you may be thinking: Why should I pay when I can just walk or run by myself for free?. The answer is that it is regular organised exercise done in groups, which will motivate you to attend.
• More importantly, it is safe and secure you exercise with a group that is at a similar fitness level to yours so you won't overdo it.
• Because you're placed in a group according to your ability you won't feel demotivated by trying to keep up or waiting for others to catch up with you.
• You have a qualified personal trainer who will supervise and monitor your progress.
• Advancement is gradual and calculated in such a way that you don't progress too quickly nor too slowly.
• No more huffing and puffing! We teach you how to pace yourself and breathe properly.
• Runs/walks are planned along pre-marked routes, under the supervision of road leaders member security is a cornerstone of the programme.
• Lose weight while meeting new people.
• Join the Run/Walk For Life® Athletics club at a discounted rate and receive the following benefits:
  • An official ASA race number
  • Access to the Run/Walk For Life® gazebo at all major races around the country
  • Comrades marathon and two oceans hospitality
  • Training programmes
  • A monthly time trial at any Run/Walk For Life® franchise
• For a minimal rate you can join eatForLife, you will receive nutrition advice and meal plans.

I'm unfit and overweight because I just don't have the time to exercise. Sound familiar? Well we've heard it all before and you've been saying it for far too long.

No more excuses! Contours Express offers fast, fun 30-minute workouts for women countrywide and you get the most out of your time because all the equipment is designed to suit a woman's body.

• As a 360° Alpha member your joining fee will be waived and you will not be subjected to any annual gym membership increase.
• You get 10% off monthly rates on a 12 month membership or longer.
• A free fitness assessment.
• A free training programme.
• Free healthy eating plan.
• Three free one-on-one training sessions.
• A contoured body that is curvy, not bumpy!

Are you one of those ladies who vows to start using your gym contract, but only once you've lost a few kilos. And it's because you're scared of all the pony-tailed gym bunnies and what they'll think of you, right?

Well, it's time to throw in that old towel of intimidation and join Shapes for Women. This innovative partner of ours offers convenient, 30-minute workouts in well-equipped "women only" fitness facilities.

• When joining Shapes for Women as a 360° Alpha member your joining fee is waived.
• You get 10% off monthly rates on a 12 month membership or longer.
• You will not have to pay any annual increases in gym membership.
• A free fitness assessment.
• A free healthy eating plan and calorie counter.
• One free one-on-one training session
• This is the best one no more flabby bits!

Healthy eating is about eating smart and enjoying your food. Transform your eating habits with special guidance on how to make better choices for a healthy diet and good nutrition. Eating healthy can help you lose weight, have more energy and prevent many diseases. If you participate in exercise or sports, there is no doubt that a healthy diet will help you perform better.

eatForLife® is a South African founded organisation. It was established in 2005 to provide a scientifically based programme that takes a balanced approach to your nutritional needs. For the personal approach, eatForLife® has many franchises throughout South Africa and in the UK. eatForLife® has an online programme and a corporate group offering which provides members with a medically underpinned eating programme.

Get up to 50% discount on an online membership and get 20% on Corporate Groups.

• The programme options available to 360° Alpha members are:
  Eat for Life Online
  Eat for Life Corporate Groups
• On joining, you are screened for any health risks, your health will be assessed and you will be given a meal plan according to your personal needs. Eating plans are customised if you have any conditions such as high cholesterol, high blood pressure, diabetes, wheat intolerance, lactose intolerance, over or under-active thyroid function, irritable bowel syndrome (IBS) and gout.
• You will attend weekly sessions where you will be weighed and measured.
• A major emphasis of the programme is on weight loss through personal goal setting. Through the programme, you will set your own personal goals, in consultation with trained staff/dieticians.
• Highly trained dietitians will create a personal and customised eating plan to suit YOUR goals and needs, which could be anything from weight-loss to increased energy levels.
• You will be able to adjust your meal plan according to your own taste preferences, with a large variety of breakfast, lunch, dinner and snacks to choose from – so you never get bored or have to eat foods you don’t like.
• This meal plan can be adjusted online as often as you like.
• You will also receive a weekly shopping list and recipes to help you plan ahead and stay on track.
• Your progress towards your goals will be monitored under close supervision.
• You will be taught how to make healthy food choices and stay motivated and focused on your journey.
• Every week you will learn about nutritional topics which are relevant to your weight loss journey and your health.

The scientific basis of the programme ensures that you lose weight in a healthy, sustainable way while receiving the optimum benefit from your diet.

• Once-off membership fee is payable in advance, directly to Eat For Life®.
• NEW Starter pack available exclusive to eatForAll members. Why not purchase your own starter pack for only R150? This starter pack includes a lovely cooler bag filled with everything you need to get you started and keep you motivated on your health and weight loss journey. It includes a CD with principles on weight loss, a food dairy, as well as various products such as Vital muesli, rice cakes, vitamins and futurelife cereal.
• Remember to have your height (in meters) and weight available.

It may seem like mad scientist stuff at first but this partner helps you to manage your weight based on pure, scientific research about how your genes affect your weight. And no, this is not about finding the right pair of denims that suck in all your flabby bits ? it's about getting your weight right from the inside out.

There are two products on offer. The first is DNA Diet, which tests for seven genes and works on the principle that different people respond differently to nutrition and exercise. This programme provides you with personalised dietary and exercise recommendations according to your genetic make-up.

DNA Health, the second product, is concerned with optimising energy, wellbeing and health by making better lifestyle and diet choices, and using supplements tailored to offset any particular nutritional deficit or genetic shortcoming. The DNA Health approach establishes the optimal nutrition necessary for good health, energy, longevity and risk mitigation. DNA Health tests for 24 gene variations involved in the following biological processes:

• Cholesterol regulation
• Bone health
• Vitamin B metabolism
• Inflammation
• Detoxification
• Antioxidant status
• Insulin sensitivity

DNA Diet

• As a 360° Alpha member you get a 10% discount off the cost of the DNA Diet test to kick-start you on the road to health.
• You will receive an exercise and eating plan that is totally personalised.
• Scientifically proven results that remove the guesswork from the generally accepted view that genetics accounts for at least 50% of an individual's tendency to gain weight.
• A health plan that you can follow throughout your life, ensuring that you consistently maintain your ideal weight. Freedom from all the fad diets that may work for pocket-sized pop-stars but will never work for you.

DNA Health

• As a 360° Alpha member you get a 5% discount off the cost of DNA Health test that is designed to help you optimise your nutritional intake for maximum health and well-being.
• The results provide unique information to guide personalised dietary recommendations for optimal health and disease prevention. The outcome of these tests provides opportunities to manage wellness by:
• Optimising energy, wellbeing and health.
• Making better lifestyle and dietary choices.
• Using supplements tailored to balance a particular deficit in nutrition or genetic predisposition.

SureSlim is an internationally acclaimed natural wellness and weight loss brand that has assisted over a million South Africans to shed excess kilograms. Their success is based on a scientific and individualised approach to weight loss supported by extensive medical research including nutrition, metabolic processes and hormone regulation.

SureSlim only work one-on-one, developing a personalised solution for every client based on their own unique physiology and lifestyle. Simply put, SureSlim’s eating plans correct and harness the power of your body’s metabolism. So, they have developed an approach that addresses all the main factors behind your weight gain that you can work through together – at your pace.

SureSlim creates eating plans that are personalised to your needs and provides you with ongoing support from a health and wellness consultant. You don't have to count calories, starve yourself or exercise excessively ? it's just about getting the right balance from ordinary, everyday food.

Get 20% discount on your enrolment fee.

• Joining SureSlim will give you access to a Lifestyle Training Program that addresses all the main factors most influential in your life:
• Lifestyle assessment
• Long term goals
• Habit reform
• Nutritional information
• SureSlim product information
• My individual eating plan
• Lifestyle Program
• SureSlim clients experience the following benefits:
• Increased energy
• A substantial loss of body fat whilst retaining muscle mass
• The disappearance of food cravings
• A decrease in the appearance of cellulite
• Greater skin elasticity
• Lowering of high blood pressure levels
• Lowering of cholesterol levels
• Stabilising of blood sugar levels
• Overall improvement of health in Type 2 Diabetes patients
• Alkalizes and detoxifies the body
• SureSlim also has special programmes designed for diabetics, pregnant or breast-feeding mothers, teenagers, pre-teen children, vegetarians and more.

People Capacity Solutions (PCS) is all about developing customised solutions by working with the client to fully understand their needs. PCS obtains insights and information on both the organisation and the individuals involved. The world today seems to demand that we do more with less and manage pressure from all angles resulting in less time for ourselves and those important to us.

PCS’s human resource development partners with the clients and jointly design a range of interventions that are customized in order to align organisational and individual needs. With this understanding they are then able to contextualise interventions in order to optimise learning.

People Capacity Solutions have a programme that offers various services. This programme is called the Wheel Profile, it is a culture-friendly instrument used to assess an individual’s potential under pressure, this instrument assesses the person as a whole and it is ideal method that will introduce you to effective ways of coping with stress.

• As a 360° Alpha member you qualify for the following amazing discounts:
60% off The Wheel profile
40% off the People Capacity Solutions Online programme; and
50% off the People Capacity Solutions group training (A two-day Personal Resilience Programme)
• The Wheel is a self-insight profile provides you with a snapshot (selfie?) of the total person (head, heart and feet). This profile will provide you with insight on the following:
-Head – how you deal with information under pressure.
-Heart
• Emotional drive – your current levels of passion, drive and engagement
• Emotional intelligence (EQ) – your current six leadership EQ competencies
-Feet – your willingness to influence situations
-Coping profiles
• Cognitive coping – how you cope with information under pressure
• Emotional coping – dealing with emotions under pressure
• The five online modules with worksheets will teach you about:
- Understanding coping mechanisms and how they can manifest in different people
- Balancing your wheels by focusing on the problems causing imbalance
- As structured process towards formulating personal goals to improve your efficiency
- Response-ability – Taking responsibility in relationships
- Small Jackals – The role of ego and mind-set in relationships and personal efficiency
- Batting practice – Dealing with different behaviours and how this contributes to stress

Quitting is easier said than done but so was putting man on the moon and you can do this one without NASA. Say hello to SmokeBusters powered by Smokenders, the programme that is well recognised, simple and effective.

Here's how it works ? they conduct group sessions where you can either join an existing group as an individual, or if you're a group at work they come to you and they provide you with all the information, support and assistance that you'll need to get through it.

This programme takes every aspect of quitting smoking into account ? the physical, psychological, mental and emotional ? providing you with a holistic and highly effective cessation experience without all the hippie chanting and scare tactics. it's totally straightforward.

• As a 360° Alpha member you get seriously amazing discounts on the seven group sessions over six weeks. As a member of a group you get sevenconsecutive two-hour sessions once a week over a six-week period.
• To qualify for the discount on a group session, there have to be a minimum of 10 participants.
• If you're keen to kick the habit along with colleagues at work SmokeBusters comes to you, and of course, only when it's convenient.
• It's tried and tested so it works ? no misleading methods here.
• It's realistic - your chances of stopping are as high as the 70 percent of individuals who have still stayed "stopped" after five years thanks to Smokenders.

• Anyone that is a smoker can join.
• Programme fees are payable in advance by electronic transfer, to SmokeBusters.
• Proof of payment must be faxed to +27(0)86 504 1545.

• For more info you can contact the Universal 360° SmokeBusters program at [email protected] or on +27(0)86 155 LIVE (5483)
• To register as an individual, please complete the following registration form. Once you have paid, a Smokenders consultant will contact you within 3 working days.
• Use your 360° Alpha membership number as a reference number when paying via electronic transfer and fax the proof to 086 504 1545.
• Corporate clients can complete the group form and fax it to Universal 360° at 086 504 1545. We will contact you within 3 working days.

Rennies Travel is Africa’s leading corporate and online travel management company. Head quartered in South Africa and wholly owned by Bidvest, their business is to provide strategic travel management services. Rennies’ solution blends the expertise of their consultants with intuitive technology to deliver a personalised service and streamline the travel experience for all travellers. Rennies Travel offers a platform that provides access to travel content and discounts from leading airline, car, hotel and bus inventory which will be made available to all Alpha members.

• You can enjoy a Hassle-Free Management of your travel bookings
• You have a chance to compare accommodation costs, flights and other services offered by individual providers.
• A faster booking process if you're a repeat customer and they already have your details on the system.
• The Rennies contact centre is available to assist you with any query, providing you with expert insights and a safety net to your trip.
• They can make your multi-destination holiday seamless
• The online booking system is available 24/7, which gives you freedom to book your travel at anytime.
• Payments are Easier and Faster.
• Up to 30% on air, hotel & car hire content from leading global and local service providers.
• Direct content accessible from Mango & FlySafair.
• Special and tailored packaged offers will be made available monthly to Universal 360° Alpha members.
• Weekly special promotions and ancillary services will be made available to Universal 360° Alpha members, which could include - transfers, extra legroom seating, call roaming services, baggage insurance, Forex services, lounge access and airport parking.

Education is the most powerful weapon which you can use to change the world - Nelson Mandela

Primedia Education was established in 2005 with the mission to positively influence and uplift the standards of education in South Africa. We use digital technology to provide learners and educators with new, innovative and affordable learning and teaching materials.

With our programme, you have a real chance of improving your Matric results and opening more doors for yourself in the future.

As a 360° Alpha member you can order our Matric revision DVDs and booklets for R399 (including VAT) and we will courier them to you at no additional cost so you don't have to stress about finding the time to go and fetch them.

Our Grade 12 revision is prepared by top South African teachers and examiners and will equip you to gain better results for your final examinations.

Subject specific content is covered in an easy to understand manner with an emphasis on application. Grade 12 revision is available in:

• Mathematics
• Physical Science
• Accountancy
• Life Science
• English First Additional Language
• Mathematical Literacy

Study and exam techniques as well as possible exam question formats are covered throughout the revision series, to equip learners with useful approaches to tackling difficult questions.

Each DVD set includes a revision summary booklet.

National Security & Fire has the ability to monitor your alarm system in your own town as well as from other main centres should the need arise. The monitoring centres are all manned 24 hours a day by highly trained personnel. These men and women are able to take charge of your problems and manage them through to a satisfactory solution.

National Security & Fire has a substantial fleet of response vehicles on permanent patrol 24 hours a day, 365 days per year, manned by efficient, highly trained response officers. All National Security & Fire Armed Response officers are registered with PSIRA and undergo a strict selection process before being employed by National Security & Fire.

Once the signal is received by the monitoring equipment, it is analysed and sent to the designated operators who will ensure that the instructions for that client are checked, a vehicle dispatched and the client and/or key-holders are called and advised of the activation.

360° Alpha members will receive 10% discounts on National Security and Fire price list on monitoring and response security services.

• Every vehicle is in radio contact with its local monitoring or control centre, receiving and sending critical information pertaining to alarm activations and incidents throughout South Africa. Armed Response provides a passive and active deterrent to burglars and other threats to your family, your residence and your business.
• Includes:
• 24 hour Armed Response
• 24 hour Monitoring
• 24 hour Medical Support

Travel is one of the great advantages of living in the modern world. it's the thrill of being in totally new surroundings, the delight in tasting something unusual and delicious, the humble feeling of standing before a giant ancient structure. What is not so cool about travel is being squashed into an uncomfortable space and given the beady eye by an air hostess called Olga who only vants to hear vun click!

But you can avoid the pains of getting to your destination by flying SAA numero uno of all African airlines. SAA flies approximately 20 000 passengers a month on roughly 200 flights a day taking people all over the world, be it Cape Town to Buenos Aires. Whatever your destination, SAA will get you there on time for the right price and with a smile to boot.

3-5% discount on 11 classes of travel throughout the South African Network, which includes Domestic, Regional (Africa) and International destinations

Class specifications:

• 3% discount on First Classes F and P
• 3% discount on Business Class C
• 5% discount on Business Classes J and Z
• 5% discount on Economy Classes Y, M, B, K, H and S

The SAA 'Code Share' flights with Emirates Airlines into Dubai and Qantas into Sydney are included in the above mentioned discount structure.

Booking fees for 360° Alpha are waivered

Individual travellers will still earn voyager miles in their personal capacity

The partnership between Universal 360° and SAA will incentivise your organisation through up front discounts on relevant classes of travel and the individual will still earn their voyager miles for the same travel

You can fly to any of our 22 international destinations, passing through a host of world class gateways

In the unlikely event of the SAA-Universal 360° online portal being offline, our friendly and efficient call centre staff will be able to make the booking for you.

Avis a global leader in the car rental industry and offers a wide variety of rental cars that will best serve your requirements. Going on holiday, attending family occasions or visiting relatives, renting a car can make it much easier to explore these at your own pace. Avis offers various cars to suit your needs from functional, family and luxury vehicles. Business trips can be stressful, especially the part where you need to get from one meeting to another, a rental car gives you the flexibility to move easily between destinations. Avis, the perfect travelling companion for holidays, business and weekend breaks with friends and family.

As a 360° Alpha member you are entitled to the best-rate-of-the-day Avis Rent a Car rate

Do you ever feel like the distance between you and the medical attention you need might as well be the space between the earth and the sun? You have a medical aid but more and more frequently specialists are charging rates substantially higher than medical aid rates and in-hospital expenses that should generally be covered by your medical scheme are also often inflated. At the end of the day you have to pay the difference, often when your pocket cannot afford it.

Say hello to Universal Gap Cover Plan and Gap Plus Cover Plan, underwritten by Short Term Insurer Compass Insurance Co Ltd, , a licensed financial services provider and administered by Health & Accident Underwriting Managers (Pty) Ltd. These insurance products ensure that neither you nor your dependents are left with a hefty bill resulting from a medical/surgical procedure charged above the benefit paid by your medical aid (the Gap).

The Gap is defined as services rendered by medical specialists who charge above the medical aid tariff, subject to a maximum of five times the medical aid tariff. As a Universal 360° member you have the opportunity to take up Gap Cover at a preferential monthly rate.

Universal Gap Cover

As a Universal 360° Alpha Member you will receive a discounted monthly premium with the following benefits includes:

• Up to R10 million cover in aggregate per annum per family
• Cover from 100% agreed tariff – 500% agreed tariff
• Additional benefits also included: Premium waiver, body repatriation (accidents only), trauma counselling, motor hijack benefit, internal prosthesis benefit and a crisis assistance facility
• Click here to download the Universal GAP Brochure
• Click here to download the Frequently Asked Questions

Universal Gap Plus Cover

As a Universal 360° Alpha Member you will receive a discounted monthly premium with the following benefits includes:

• Up to R10 million cover in aggregate per annum per family
• Cover from 100% agreed tariff – 500% agreed tariff
• Benefits for co-payments or deductibles limited to R15 000 per insured per annum
• Dental surgery co-payments
• 12 Month medical aid premium waiver if a member cannot work for 30 days or more due to an accident
• Body repatriation as a result of accidental death limited to R20 000 within the SA borders
• Trauma counselling limited to R400 per session and to a maximum of R5 000
• Motor Hijack benefit
• Internal Prosthesis Benefit up to R30 000 above sub limitations
• Crisis assistance facility
• Click here to download the Universal GAP Brochure
• Click here to download the Frequently Asked Questions

Do you ever feel like the distance between you and the medical attention you need might as well be the space between the earth and the sun? You have a medical aid but more and more frequently specialists are charging rates substantially higher than medical aid rates and in-hospital expenses that should generally be covered by your medical scheme are also often inflated. At the end of the day you have to pay the difference, often when your pocket cannot afford it.

Say hello to Universal Gap Cover and Gap Plus Cover, underwritten by Short Term Insurer Compass Insurance Co Ltd, a licensed financial services provider and administered by Health & Accident Underwriting Managers (Pty) Ltd. These insurance products ensure that neither you nor your dependents are left with a hefty bill resulting from a medical/surgical procedure charged above the benefit paid by your medical aid (the Gap).

The Gap is defined as services rendered by medical specialists who charge above the medical aid tariff, subject to a maximum of five times the medical aid tariff.

UNIVERSAL GAP COVER

At a discounted premium per month you will receive:

• Up to R10 million cover in aggregate per annum per family
• Cover from 100% agreed tariff – 500% agreed tariff
• Additional benefits also included: Premium waiver, body repatriation (accidents only), trauma counselling, motor hijack benefit, internal prosthesis benefit and a crisis assistance facility.
• Click here to download the Universal GAP Brochure
• Click here to download the Frequently Asked Questions

Universal Gap PlusCover

At a discounted premium per month you will receive:

• Up to R10 million cover in aggregate per annum per family
• Cover from 100% agreed tariff – 500% agreed tariff
• Benefits for co-payments or deductibles limited to R15 000 per insured per annum
• Dental surgery co-payments
• 12 Month medical aid premium waiver if a member cannot work for 30 days or more due to an accident
• Body repatriation as a result of accidental death limited to R20 000 within the SA borders
• Trauma counselling limited to R400 per session and to a maximum of R5 000
• Motor Hijack benefit
• Internal Prosthesis Benefit up to R30 000 above sub limitations
• Crisis assistance facility
• Click here to download the Universal GAP Plus Brochure
• Click here to download the Frequently Asked Questions

UNIVERSAL GAP PLUS COVER PLAN

If you are a 360° Alpha member, you will only pay R149 per family per month.
The same benefits apply as per Universal Gap cover.

Additional benefits automatically included

• The benefits as per Universal Gap cover, plus
• Hospital Co-payments
  Underwriters will cover in-hospital service provider costs, which qualify under the Scheme Rate, which are not covered to their full extent by the member’s Medical Aid Scheme. These shortfalls shall be covered up to a maximum of 5 times the ruling Scheme Rate. In order for benefits to be payable the Insured must be hospitalised and the benefits must qualify in terms of the Insured’s Medical Aid Scheme and the Policy terms and conditions.
• Dental Surgery Co-payment Restrictions
  These benefits are restricted to the following levels, subject to the procedure being authorised by the Insured’s Medical Aid Scheme Option:
  

  Benefit	Procedure
  R 1 550	Dental treatment in a private hospital persons 13 years and younger
  R 4 000	Dental treatment in a private hospital persons older than 13 years
  R 750	Dental treatment in a day clinic persons 13 years and younger
  R 2 600	Dental treatment in a day clinic persons older than 13 years

When it comes to cellular communication, do you feel like you're on a one-way road to more of the same? Well maybe it's time to enter the world of choice with Nashua Mobile.

This independent company provides you with the complete choice of packages on all three major networks (Vodacom, MTN and Cell C) and has the knowledge to assist you in choosing the option that works best for you. Close to 860 000 of South Africa's contract cellular subscribers will tell you that Nashua Mobile is the way to go.

• Access to all three major networks (Vodacom, MTN and Cell C )
• The ability to make an informed choice
• Excellent discounted rates on contracts, handsets and prepaid
• Frequent updates on specials and further discounts
• Access to exclusive once off offers
• Access to competitions
• All Nashua Mobile 3G/HSDPA subscribers can get an email account for free. Click here to setup your free email account.
• Employee packages with unique benefits
• Corporate support on queries, technical advice and sales
• Assistance with network migrations, porting into Nashua Mobile and cell phone number retention

The Clicks Group has over 200 clinics nationwide and they offer convenient screening services at discounted rates to all Universal 360° members. Maintaining a balanced diet and getting enough exercise are important to staying healthy, and there is actually some good advice in the old proverb, “An apple a day keeps the doctor away.” Regular check-ups also play a vital role in looking after yourself. It can however be difficult to find the time between your work and home-life balance to visit the doctor, and you may often have to wait months for an appointment with a specialist.

Well, not anymore. There is now absolutely no need to feel pressured to rush to the doctor when you really don’t have the time – you can just pop into the nearest Clicks clinic for your regular check-up.

Universal 360° Check

Get 37% discount on the Universal 360° check.

This includes screening tests for:

• Body Mass Index (BMI);
• Blood pressure(BP);
• Cholesterol;
• Glucose;
• Waist circumference.

The clinic sister will discuss the results of the above tests with you and provide you with feedback and tips on how to help maintain or improve your health through good nutrition and exercise.

Universal 360° Comprehensive Check

Get 25% discount on the Universal Comprehensive 360° check

This includes all the screening tests provided in the Universal 360° check as well as a comprehensive health quiz and health report. It also includes an exercise plan (gym or home-based) and a seven-day recommended meal plan customised to your needs and goals. In addition, members will receive expert advice on nutrition and health management.

Universal 360° Women's Care

Get 33% discount on the Universal 360° Woman’s Care

Please note that this is the cost for the consultation and does not include the laboratory work.

This includes a Pap smear/test procedure and breast examination at selected Clicks clinics only.

Universal 360° Baby Wellness

Get 7% discount on the Universal 360° Baby Wellness

This service is for the Pregnant Mother Wellness Consultation, providing them with:

• Blood Pressure (BP) test;
• Baby Weighing;
• Urine analysis;
• Haemoglobin (Hb);
• Breast examination
• Providing overall guidance, screening and education to the mother on taking care of the baby.

Universal 360° VCT check

Get 10% discount on the Universal 360° VCT Check

This service offers voluntarily counselling and testing for HIV and AIDS.

Arena Holdings (Pty)Ltd is the holding company that owns leading South African media and entertainment assets, boasting prominent brands and innovative content delivered across a variety of channels. Arena Holdings Media division is a premier newspaper and magazine publisher with the most recognised brands that are part of South Africa’s heritage. Their publications are made up of a number of national, regional and community newspapers and magazines in consumer, business and specialist fields. If you want to be informed, inspired, delighted and given the voice to the nation then this media company will be a great gift to yourself. Arena Holdings is committed to providing quality content and services to the various audiences.

AS a 360° Alpha member qualify for 40% discount on the SA Home Owner magazine for a one year subscription offer.

The SA HOME OWNER is all about home, decor, the latest architectural designs, building, renovating, interiors and home-related products and trends available in South Africa

Newspapers

The following newspapers are available at a 30% discount:

	SOWETAN - Not just a fearless advocate of political truth and national development, but also a proud promoter of personal liberation, a champion of lifestyle development, a doyen of enhanced entertainment options and an inspired innovator of information exchange.
	BUSINESS DAY – South Africa’s most influential and respected daily newspaper, offering incisive coverage of business, politics, labour and other current affairs, written by some of the country’s award winning journalists.
	FINANCIAL MAIL – The definitive source of news, analysis and debate for strategically minded people in the SA business world. It offers the most comprehensive weekly coverage of investment, business, political and social trends
	SUNDAY TIMES – Committed to sharing knowledge that enriches peoples’ lives. The Sunday Times is a tradition – an experience South Africans have grown to love and trust. Every Sunday it brings families together – sharing the various sections of the paper in a relaxed environment. The Sunday Times is the paper South Africans know they can TRUST. It truly is the ‘PAPER FOR THE PEOPLE’.

The one-year subscription rate(s) for each title are:

The above rates are available to South African residents only. For rates outside South Africa please contact the magazine call centres.

To subscribe to any of these magazines and be eligible for the exclusive Universal discounts, please send an email to the applicable mailing address with “Universal 360° Alpha” in the subject field:

Include the following details in your mail:

• Name and surname
• Universal 360° Alpha membership number
• Contact number

Payment must be made upfront by credit card/EFT or via debit order to Arena Holdings before a subscription can be activated. An invoice will be generated and sent to the member for payment and proof of payment confirmation must be sent back to [email protected]

If you have any problems with the application process please contact Arena Holdings Contact Centre on 0860 52 52 00 or email [email protected]

Netflorist is South Africa’s largest same day flower and gifting service. They cater for just about every special occasion a person could ever have in a year, including Birthdays, Anniversaries, New Baby Arrivals, Funerals, Sympathy, Condolences and ‘Good Luck’ occasions, among many others.

NetFlorist also strives to create new and unique gift ideas every year for all big occasions, such as Valentine’s Day, Mother's Day, Father's Day, Teacher's Day, Grandparents Day, Boss’s Day, Secretaries Day, Domestic Worker’s Week and Christmas.

Their range of flowers and gifts is extensive and includes, but is not limited to;

• Floral arrangements specific to general and special occasions.
• Gourmet, dried fruit and nut, liquor, chocolate and personalised gifts
• Baby gifts and gifts for the home
• Confectionary, including cupcakes, cakes and cookies
• Spa treatments and other adrenaline filled experiences
• A full range of branded corporate gifts
• Jewellery and watches from a wide range of Brand names

As a Universal 360° Alpha member, you get 10% discount on a variety of products from NetFlorist.

• Place your order online on the NetFlorist website
• Use voucher number UNNF914 for your 10% discount.
• You will pay a delivery fee of R69,95 (including VAT) on all purchases.
• You must pay with a valid MasterCard or Visa credit card, via PayPal, EFT,UCount or eBucks.
• Flowers bought before 4pm will be delivered on the same day. Delivery will be made on the following day for purchases made after 4pm. This does not apply to weekends.
• Hampers, jewellery and perfume will be delivered within two to three working days.
• No deliveries can be made to informal settlements.
• Please note that all NetFlorist Terms & Conditions apply.

• Place your order online on the NetFlorist
• Remember to quote your Universal 360° voucher number UNNF914 for your discount.
• If you need assistance placing your order online, phone 0861 300 600 and speak to a NetFlorist agent.

Playing and Learning offers you a wonderful selection of educational products for children of all ages. This offering includes fun and educational bath time products and a wide variety of educational toys, games and learning resources. Playing and Learning produces toys that provide children with the opportunity to develop the most necessary skills for the world today, these toys create an opportunity for children at an early age to be exposed to things such as collaboration and teamwork, creativity and imagination, critical thinking as well as problem solving. This company is all about “Having Fun and Growing Minds” and while combining all their exciting products, they will surely cater for your child’s fun and learning needs.

• Alpha members receive a of 10% discount for all orders placed on the playingandlearning website.