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Universal Gap Cover

Be prepared for life’s unpredictable moments... Take control now so that you don’t lose out later! Get ahead... Get covered!

Universal Cover's Gap CoverWith Gap Cover or Gap Plus Cover you will be able to ensure your employee/s and their dependants are not left with a hefty bill following a medical or surgical procedure that is well in excess of the benefit paid by their medical aid.

Safeguard their finances and the impact of out-of-pocket expenses with Universal Gap Cover.

Do you have a question?

Download our FAQ
Need to claim?

Download our Claim Form

Gap Cover benefits

  • Cover of up to 500% of medical aid tariffs
  • R177 835 000 per insured person, per annum
  • Quick and easy claims procedure
  • Transparency


Gap Plus Cover benefits

For R287.20 per family, per month:

  • R177 835 cover per insured person, per annum
  • Cover of up to 500% of medical aid tariffs
  • Dental surgery co-payments
    *restrictions applicable

Additional benefits – over and above – see full brochure for details

Want to know more? Download our Gap Cover brochure or our Gap Plus Cover brochure.

Want to apply now?

Fill in our application form, scan and email it back to [email protected]

Universal Cover (Pty) Ltd is a licensed financial service provider, FSP no. 43274.

This product is Underwritten by short-term insurer, Compass Insurance Co Ltd – FSP 12148 and administered by Health & Accident Underwriting Managers (Pty) Ltd 1994/002308/07 an authorised Financial Services Provider - FSP 376.

Terms & conditions apply