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uGap Cover

Shortfall cover you can count on. uGap Cover is designed to complement the cover offered by CompCare. The product ensures minimal financial impact on the member if faced with an in-hospital event.

It covers the in-hospital medical practitioner shortfalls, co-payments and casualty visit shortfalls.

uGap Cover Options

The unique uGap design matches the uGap product option to your membership.

uGap - Platinum

  • Overall Annual Limit – R172 000
  • Medical Practitioner Shortfall – 600%
  • In-hospital Co-payment Benefit – R30 000
  • Specialised Radiology – R10 000
  • Casualty Benefit – R1 250 (fixed benefit)
  • Sub-limit Enhancer Benefit – R12 500
  • Gap Cover Premium Waiver – 12 months
  • Medical Scheme Contribution Waiver – 12 months
  • Counselling

  • uGap Platinum is matched to the following CompCare Medical Scheme Plans:

  • PINNACLE
  • DYNAMIX

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uGap - Gold

  • Overall Annual Limit – R165 000
  • Medical Practitioner Shortfall – 500%
  • In-hospital Co-payment Benefit – R25 500
  • Specialised Radiology – R7 750
  • Casualty Benefit – R1 050 (fixed benefit)
  • Sub-limit Enhancer Benefit – R10 500
  • Gap Cover Premium Waiver – 12 months Medical Scheme
  • Medical Scheme Contribution Waiver – 6 months
  • Counselling

  • uGap Gold is matched to the following CompCare Medical Scheme Plans:

  • SYMMETRY
  • SELFSURE

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uGap - Titanium

  • Overall Annual Limit – R160 000
  • Medical Practitioner Shortfall – 400%
  • In-hospital Co-payment Benefit – R22 500
  • Specialised Radiology – R7 000
  • Casualty Benefit – R750 (fixed benefit)
  • Sub-limit Enhancer Benefit – R7 500
  • Gap Cover Premium Waiver – 6 months
  • Counselling

  • uGap Titanium is matched to the following CompCare Medical Scheme Plans:

  • MUMED
  • UNISAVE
  • MEDX

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uGap - Silver

  • Overall Annual Limit – R150 000Medical Practitioner Shortfall – 300%
  • In-hospital Co-payment Benefit – R5 000
  • Specialised Radiology – R5 000
  • Casualty Benefit – R500 (fixed benefit)
  • Sub-limit Enhancer Benefit – R5 000
  • Gap Cover Premium Waiver – 3 months
  • Counselling

  • uGap Silver is matched to the following CompCare Medical Scheme Plans:

  • SELFNET
  • NETWORX
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ZOOPP™

Take Your Healthcare Cover Even Further! As one of the country’s most forward-thinking healthcare companies, we are proud to share with you our latest innovation, ZOOPP™ – Zero-Out-Of-Pocket-Payment. This exceptional new offering was developed by Universal specifically with CompCare and uGap members in mind. Find out more about ZOOPP™ and the real difference it can make in your life, right now.Explore