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Gap Cover

uGap Cover for CompCare members

International Insurance

uGap Cover

Shortfall cover you can count on. uGap Cover is designed to complement the cover offered by CompCare. The product ensures minimal financial impact on the member if faced with an in-hospital event.

It covers the in-hospital medical practitioner shortfalls, co-payments and casualty visit shortfalls.

uGap Cover Options

The unique uGap design matches the uGap product option to your membership.

uGap - Platinum

Overall Annual Limit – R172 000
Medical Practitioner Shortfall – 600%
In-hospital Co-payment Benefit – R30 000
Specialised Radiology – R10 000
Casualty Benefit – R1 250 (fixed benefit)
Sub-limit Enhancer Benefit – R12 500
Gap Cover Premium Waiver – 12 months
Medical Scheme Contribution Waiver – 12 months
Counselling

uGap Platinum is matched to the following CompCare Medical Scheme Plans:

PINNACLE
DYNAMIX

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uGap - Gold

Overall Annual Limit – R165 000
Medical Practitioner Shortfall – 500%
In-hospital Co-payment Benefit – R25 500
Specialised Radiology – R7 750
Casualty Benefit – R1 050 (fixed benefit)
Sub-limit Enhancer Benefit – R10 500
Gap Cover Premium Waiver – 12 months Medical Scheme
Medical Scheme Contribution Waiver – 6 months
Counselling

uGap Gold is matched to the following CompCare Medical Scheme Plans:

SYMMETRY
SELFSURE

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uGap - Titanium

Overall Annual Limit – R160 000
Medical Practitioner Shortfall – 400%
In-hospital Co-payment Benefit – R22 500
Specialised Radiology – R7 000
Casualty Benefit – R750 (fixed benefit)
Sub-limit Enhancer Benefit – R7 500
Gap Cover Premium Waiver – 6 months
Counselling

uGap Titanium is matched to the following CompCare Medical Scheme Plans:

MUMED
UNISAVE
MEDX

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uGap - Silver

Overall Annual Limit – R150 000Medical Practitioner Shortfall – 300%
In-hospital Co-payment Benefit – R5 000
Specialised Radiology – R5 000
Casualty Benefit – R500 (fixed benefit)
Sub-limit Enhancer Benefit – R5 000
Gap Cover Premium Waiver – 3 months
Counselling

uGap Silver is matched to the following CompCare Medical Scheme Plans:

SELFNET
NETWORX

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ZOOPP™

Take Your Healthcare Cover Even Further! As one of the country’s most forward-thinking healthcare companies, we are proud to share with you our latest innovation, ZOOPP™ – Zero-Out-Of-Pocket-Payment. This exceptional new offering was developed by Universal specifically with CompCare and uGap members in mind. Find out more about ZOOPP™ and the real difference it can make in your life, right now.Explore