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When time and accuracy is of the essence

Universal PBM has a well-established, highly respected track record of providing the fastest, most robust and effective online real-time adjudication capability in the marketplace. Our systems and hardware are designed for speed, accuracy and full redundancy. We pride ourselves on 99.9% up-time and a guaranteed response time of less than a second to the point of service. Our proprietary claims adjudication software ensures a rapid response to client needs, while enabling innovation of diverse benefit designs through rule configurations.